Frequently Asked Questions
Find Answers Fast – Your Home Loan Questions, Answered Clearly!
Common Questions
Most Popular Questions
Our interest rates are highly competitive, starting from 8.55% per annum. The exact rate may vary based on your loan amount, tenure, and credit profile.
We aim for a quick and hassle-free process. Typically, loan approvals and disbursals take between 2 to 4 weeks, depending on the completeness of your documentation and eligibility.
You'll need to provide basic KYC documents (like ID and address proof), income proofs (salary slips, bank statements), and property documents. Our team will guide you through the specific requirements during the application process.
Can I apply for a home loan online?
Yes, you can save up to ₹1.5 lakhs on principal repayment under Section 80C and up to ₹2 lakhs on interest paid under Section 24B of the Income Tax Act, making home loans a tax-efficient way to finance your dream home.
We offer flexible loan tenures ranging from 10 to 25 years, depending on your repayment capacity and financial goals.
We offer zero processing fees for our Elite customers. For others, the fee is minimal and will be discussed during your initial consultation.
While a good credit score increases your chances of approval, we assess each application on a case-by-case basis. Our team can help you explore options even if your credit score is less than ideal.
Missing an EMI payment can impact your credit score and incur late payment fees. We encourage timely payments, but if you anticipate any issues, please contact us to discuss possible solutions.
Yes, we provide convenient doorstep service to help you with documentation and other formalities, ensuring a smooth and hassle-free loan application process.
We're with you from pre-approval to closing, ensuring a smooth and seamless process.
Get personalized support with a dedicated loan concierge to guide you.
We offer competitive rates and low fees to make homeownership more affordable.
Still Have a Doubt in Mind?
If you’re still unsure about any aspect of our home loans, we’re here to help. Reach out to our friendly experts for personalized guidance and clear answers to all your questions. Your satisfaction is our priority!
